Launch credit
products faster
Best-in-class partners, one API, endless possibilities. Tap into Lendflow’s large network of partners, vendors, and data providers to build and launch credit products quickly and efficiently.
Through Lendflow's API integration with Railz, our clients have easy access to clear and concise financial data across thousands of accounts. Integrating with Railz provides access to a SMB’s balance sheet, income statement, cash flow, invoices, customers and more - all within Lendflow’s user interface.
The accounting, banking and eCommerce data supplements Lendflow's suite of credit decisioning data that allows our clients to make informed and real-time credit decisions. Lendflow's partnership with Railz provides deeper insights into SMB's historical and current financial health and can help automate your process of reviewing applicants.
Our partnership with Canopy allows lenders to own the full process of servicing a loan. Have control and visibility into the entire loan process from application, underwriting, and approval - all the way through account setup, payment processing and reporting.
With the power of Lendflow and Canopy, lenders can make targeted and personalized loans with built-in automations and a full suite of APIs.
Through our partnership with Codat, we enable you to pull customers' financial data into Lendflow's embedded Credit Decisioning Engine in real-time, to optimize underwriting processes and performance. As part of our suite of credit decisioning resources, Codat supplements our other data and service providers — from Fraud/KYC/KYB, to bureau and other business credit data — to build holistic applicant profiles.
Our integration with MCA Track allows MCA lenders to process loan applications faster and more efficiently. With the combined power of Lendflow and MCA Track, lenders can now:
- Make smarter decisions, faster: Automate the underwriting, eliminate manual application processing.
- Minimize risks and reduce defaults: Optimize your scoring system to increase decisioning accuracy.
- Save time and money: Access SMB data from dozens of providers through a single API and contract. No commitments or minimums.
Now MCA lenders can automate the entire life of the loan - from application to underwriting and servicing - all in one go.
Middesk enhances the automation process by providing accurate identity information about a business. With Middesk, Lendflow can paint a complete credit picture on each borrower - which will drive quicker turnaround times and more complete credit evaluations.
The data available through Middesk includes:
- Business Name Match
- Officer Match
- Address Match
- SOS Filing Data
- TIN Match with the IRS
- Watchlist Checks
- and more
During the underwriting process, Lendflow’s system sends Business Owner information to SentiLink to verify the identity and check for various types of fraud before proceeding any further down the underwriting workflow. Using application information provided by the borrower like name, address, SSN, DOB, phone and email, SentiLink is able to provide an instantaneous set of scores that can be used by Lendflow clients to make an automated decision to proceed, manually review, or auto decline an applicant.
Lendflow's partnership with SentiLink has enabled our clients to streamline and automate the onboarding and underwriting of businesses and their owners while reducing fraud. SentiLink’s identity solutions help our clients increase operational efficiencies and drive down underwriting costs, which in turn helps them provide faster and better priced credit products to their SMB customers.
Our embedded Credit Decisioning Engine unlocks the full potential of Ocrolus’ document automation technology, which enables lenders to analyze data from documents—such as bank statements, W-2s, and business tax returns—and provide critical insight into a business’ revenue, daily balances, and more.
Ocrolus provides Lendflow with insights into a borrower's cash flow to determine where a loan application should be routed within its lender network and enables lenders to efficiently process SMB credit applications.
Deeper document analyses drive better, smarter credit decisions. With the help of Ocrolus, Lendflow can enable lenders to drive faster turnaround times and more accurate credit evaluations.
Through our partnership with Rutter, tech-savvy lenders can tap into Lendflow’s Embedded Credit Operating System (ECOS) to improve underwriting models and identify more qualified, high-intent SMB borrowers with greater speed and accuracy.
Rutter’s e-commerce and accounting data seamlessly flows into Lendflow’s ECOS. Banks and lenders can automate conditional decision trees through ECOS and optimize their underwriting processes for faster, more efficient risk assessment of SMBs. As a result, lenders open up new growth streams since perfectly qualified borrowers that previously may have not looked as good on paper no longer slip through the cracks.
Lendflow’s embedded Credit Decisioning Engine unlocks the full power of Inscribe’s fraud detection and document intelligence to optimize onboarding and underwriting performance. As part of our suite of credit decisioning resources, Inscribe will supplement our other data and service providers — from Fraud/KYC/KYB, to bureau and other business credit data — to help companies reduce fraud loss and improve efficiencies in order to better serve SMB customers.
Want to partner with us?
Launch and scale faster
The results speak for themselves,
so do our customers
“From providing easy access to capital to our customers to providing the building blocks for our own credit product offering, Lendflow has been there every step of the way.”
“From providing easy access to capital to our customers to providing the building blocks for our own credit product offering, Lendflow has been there every step of the way.”
$1B
42%
80%
