Provide Capital, Embed

Lines of Credit
SBA Loans
Equipment Financing
Receivables Financing
Invoice Factoring
Term Loans
Unsecured Loans
Personal Loans
Lines of Credit

Enabling Faster, Efficient Financing with the Most Flexible Embedded Lending Technology Platform.

We help partners grow faster, no fintech experience required

Built to drive conversion and operational efficiency from application through funding

Lendflow for Brands

Meet your customer's needs by offering credit to turn your brand into a growth hub.
With Lendflow, Stax Payments empowers customers with predictive, pre-qualified offers of credit  from Lendflow Network Lenders using a single-line of code to help manage their working capital needs.
Hello Alice, a business services consultancy, leverages Lendflow to find the right lenders for their customers growth needs. No messy contracts or partnership headaches.
BuilderTrend, a construction project management supplement cash flow gaps in project delays using Lendflow to supply financial offers from a selection of 75+ capital partners offering 5+ products.

Lendflow for Lenders

Convert more applicants leveraging cutting edge technology to market, decision and turndown like never before.
With Lendflow, OnDeck supercharges their business-to-business (B2B) partnership channels using the embedded infrastructure and network offering to enable more of their applicants to find a financial product that's right for them.
With a fully hosted credit model, BHG Financial is equipped to meet customers where they are with realtime, pre-qualified offers and digital checkout with a robust declines marketplace to drive higher conversion and lower operational expenses.
eCapital, a top 5 leading alt lender, leverages Lendflow to vertically integrate their financial products into technology platforms to better convert high intent distribution and meet more customers where they are.

>$1B

Annual offers made
As-of December 2024, over $1B worth of offers were made to businesses seeking funds via Lendflow's platforms.

42%

Faster speed to funding
Pre-qualified offers hosted on Lendflow drive an average of 42% faster speed of funding from offer to close.

80%

Fewer operational resources required
Lendflow's embedded finance customers have 80% fewer teammates converting similar funding volumes.

Launch and scale faster

See how Lendflow matches your customers to the right financial products and lenders to get faster, easier, streamlined access to capital.
Book Demo

Drive Digitally Native, Full-Spectrum Access to Capital

Lendflow’s product is flexible and modular, with fully embeddable components like credit decisioning and instant checkout. Use them individually or scale as your platform grows—only use what you need.

For Brands

Deepen lifetime value and drive more transactions by supporting your customers capital needs using Embedded Lending.

For Lenders

Find new customers, quickly form new partnerships, build excellent customer experiences to convert more happy customers.

Embedded Application or Native API

With a single, unified, API or a white-labeled single line of code, you’ll be ready to offer your customers access to a wide set of financial products to support their business needs.

Private Marketplace

Drive direct business lending apps to a single lender or multiple lenders in a data-oriented, attributable waterfall to match customers with the best lending products.

Online Checkout

Pre-fill stipulations, collect documents, connect with fraud tools and sign documents all, natively online. Customize and build the applications which best align with your use case.

AI Credit Modeling and Targeting

With over 20+ credit datasets, 5+ fraud toolsets, and custom feature sets, leverage an easy to use platform to power cost-efficient, pre-qualifications. Don’t have a contract with a vendor? Don’t worry, you can use ours.

AI Communication Automation

Meet applicants and customers where they are with omni-channel communications -- equipped with artificial intelligence to empower high-efficiency sales.

Automated Loan Placement

Use simple rules or advanced predictive modeling to power lender matching using scorecards. Don’t know where to start? We’ll help you find and work with the best lenders.

Uniform Closing

Present real-time offers, close deals online using the Borrower Portal. A portable, customizable checkout experience designed to give customers a place to pick up where they left off.

Underwriting

Sign documents and choose between underwriting in Lendflow or to hand-off transactions with seamless connectors into leading CRM platforms.

AI Based Optimization

Aggregate data in a segregated, private instance ready for advanced data modeling infrastructure and apply AI agents to analyze and seek optimizations.
Coming Soon

Analytics

Whether you choose direct, partnerships or brokering to power lending for your customers, get real access to funnel insights to inform predictable business decisions.

For Brands

Meet your customer's needs by offering credit to turn your brand into a growth hub. Meet your customer's needs by offering credit.

Embedded Application or Native API

With a single, unified, API or a white-labeled single line of code, you’ll be ready to offer your customers access to a wide set of financial products to support their business needs.

Digital Onboarding

Pre-fill stipulations, collect documents, connect with fraud tools and sign documents all, natively online. Customize and build the applications which best align with your use case.

AI Communication Automation

Meet applicants and customers where they are with omni-channel communications -- equipped with artificial intelligence to empower high-efficiency sales.

Uniform Closing

Present real-time offers, close deals online using the Borrower Portal. A portable, customizable checkout experience designed to give customers a place to pick up where they left off.

AI Based Optimization

Aggregate data in a segregated, private instance ready for advanced data modeling infra and apply AI agents to analyze and seek optimizations.
Coming Soon

For Lenders

Find new customers, quickly form new partnerships, build excellent customer experiences to convert more happy customers.

Private Marketplace

Drive direct business lending apps to a single lender or multiple lenders in a data-oriented, attributable waterfall to match customers with the best lending products.

AI Credit Modeling and Targeting

With over 20+ credit datasets, 5+ fraud toolsets, and custom feature sets, leverage an easy to use platform to power cost-efficient, pre-qualifications. Don’t have a contract with a vendor? Don’t worry, you can use ours.

AI Loan Placement

Use simple rules or advanced predictive modeling to power lender matching using scorecards. Don’t know where to start? We’ll help you find and work with the best lenders.

Underwriting

Sign documents and choose between underwriting in Lendflow or to hand-off transactions with seamless connectors into leading CRM platforms.

Analytics

Lendflow’s product is flexible and modular. Each component is fully embeddable, like credit decisioning and borrower onboarding

The results speak for themselves,
so do our customers

“From providing easy access to capital to our customers to providing the building blocks for our own credit product offering, Lendflow has been there every step of the way.”

Andrew Dunn
VP of Financial Products, Levelset

“Lendflow has become an invaluable technology partner, accelerating our capabilities and enhancing our product experience with remarkable efficiency.”

Anonymous Quote
VP of Strategic Partnerships, Alternative Lender

Launch and scale faster

See how Lendflow matches your customers to the right financial products and lenders to get faster, easier, streamlined access to capital.
Book Demo